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Here’s some information on purchase mortgage loan options to help improve your home buying experience.

Purchasing a home is one of the biggest financial commitments you are likely to make. You might be buying a home as owner occupied, meaning the home will be your primary residence, or a second property to use for a vacation home or as an investment property to rent or sell for profit. Working with an experienced mortgage broker, like Joe Huljak, and one of our preferred real estate agents is absolutely key! Together we can ensure that you will find the right home for the right price that meets your long and short-term financial goals.

How does having an experienced mortgage broker help you get the best home purchase financing?

Having a trusted and an experienced mortgage broker can make a significant difference in the home affordability and your financial health throughout the future. We know that when first time home buyers find the home of their dreams, they are often so eager to buy a home that they do not take the time to shop around for the best mortgage rates and terms. This is a huge mistake! Your mortgage terms are going to affect your financial health and stability throughout the life of your mortgage loan (and possibly beyond).

Home Buying

The type of mortgage loan you choose and the costs associated with it require careful attention to details. Joe Huljak’s job as a mortgage broker is to ensure that you understand all of those finer details to their full extent. A trusted mortgage broker who works in your best interest is a must when it comes to saving money while buying a home. Plain and simple.

Not all mortgage brokers are created equal! Choose the Right Mortgage Broker like Joe Huljak at Joonago Mortgage Services.

Purchase Money Mortgage

Remember, choosing your home financing options is a financial decision that will affect your life for many years to come. Your mortgage is not like a renter’s contract. You will not automatically be released from it in a year or less. You can’t meet with your landlord and work out new payment options whenever you have a problem. With today’s historically low mortgage rates, it’s a prime time to buy a home. But if you end up with the wrong type of mortgage loan, you may not be able to change your loan or interest rate later. Joe Huljak at Joonago Mortgage Services is one of the best mortgage brokers in the greater Milwaukee area!

Why do you need an experienced real estate agent?

Having an experienced real estate agent can play a big role in getting you the right home at the right price. A real estate agent knows the area, as well as the market, and can help you navigate through the obstacles of buying a new home. For instance, there is an excess of inventory in the Greater Milwaukee housing market but a general lack of properties are priced right. This is particularly true in the more desirable areas. A home that is initially priced accordingly may be fought over because of the location. The ensuing bidding war usually results in the buyer overpaying for the property. A diligent and trusted real estate agent that is working for your interests and not for their own profit is invaluable to avoiding this kind of scenario. They can help filter through potential properties to find the best match, negotiate your terms, and prevent you from making common home buying mistakes. Working with a trusted real estate agent ensures you will find the home that best fits your needs and that your home buying experience will go as smoothly as possible.

Home Financing

Another mistake first time home buyers often make when looking to purchase a home in Milwaukee is to get emotionally attached to a home without fully considering all of the aspects of the financial commitment they are about to make. Remember, the type of mortgage you choose and the costs associated with it, including your mortgage rate, require careful attention to transaction details. If you don’t shop around for the best mortgage broker in Milwaukee, or worse, try to negotiate the mortgage loan options on your own without fully understanding the finer details, you’re asking to lose money. A trusted Joonago mortgage broker working for your best interests is a must when it comes to saving money while buying a home. Plain and simple.

Buying a Home

When you are ready to buy a primary or secondary home there are three things you should do to ensure you are getting the appropriate loan program with the best possible mortgage rate and term: research the relevant information, pay careful attention to transaction details, and find a trusted mortgage professional and real estate agent who will work for your best interests.

You have one of the three already with Joonago Mortgage Services.


8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 300pm

8:00am - 300pm

Corporate Office:

7137 E Rancho Vista Dr Suite B05

Scottsdale AZ 85251




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Avoid delays by getting prequalified before you start your home search. Already found your dream home? Let’s get started on finding the right mortgage for you.